Maryland + Florida · Licensed + Insured · BBB A Accredited

Storm Damage.Insurance Handled.Roof Restored.

We handle the carrier, the deductible, the paperwork — start to finish. Free inspection. Family-owned. Serving Maryland and Florida since 2021.

Call (443) 826-3739 See Our 200 Reviews

4.9 on Google
BBB A Accredited
MD Lic #146204

0+
Google Reviews
164 MD · 36 FL
0.0★
Average Rating
Across both states
0
Years
Insurance restoration
BBB A
Accredited
Since November 2022

We Work With Every Major Insurance Carrier

Licensed AdjustersManufacturer Certified

State FarmInsurance Carrier

AllstateInsurance Carrier

USAAInsurance Carrier

ProgressiveInsurance Carrier

TravelersInsurance Carrier

Liberty MutualInsurance Carrier

NationwideInsurance Carrier

Owens CorningMaterial Partner

GAFMaterial Partner

CertainTeedMaterial Partner

State FarmInsurance Carrier

AllstateInsurance Carrier

USAAInsurance Carrier

ProgressiveInsurance Carrier

TravelersInsurance Carrier

Liberty MutualInsurance Carrier

NationwideInsurance Carrier

Owens CorningMaterial Partner

GAFMaterial Partner

CertainTeedMaterial Partner

What We Restore

Four Services. One Insurance Process.

Every storm-damaged job runs through the same claim process we handle from inspection to install. You pay your deductible and nothing else.

Roofing

A new roof your neighbors notice. Asphalt or metal, manufacturer warranties on every job, storm-rated for MD and FL weather.

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Storm Damage

Wind, hail, and water restoration. Insurance claim management end-to-end, from first inspection to final installation.

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Siding

Siding that matches your existing color so nobody can tell where the storm hit. Vinyl or Hardie board, manufacturer warranties on every job.

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Gutters

Seamless installation, gutter guards, and full replacement. Engineered to handle Florida hurricane runoff and Maryland snowmelt.

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Our Process

Four Steps. Zero Out-of-Pocket Surprises.

The same proven process across 200+ completed jobs in MD and FL. We’ve refined it over five years so you never have to chase your carrier or argue with an adjuster.

Inspection

We send our team out to inspect your roof, siding, and gutters for storm related damages. No cost. No obligation. Documentation an adjuster will accept.

File a Claim

Immediately following a successful inspection, our project manager will assist you in calling the claim into your insurance company.

Meet With Adjuster

An insurance adjuster will want to come assess the property to confirm the claim. Our Project Manager will meet with them as your representative.

Complete Installation

Once the adjuster writes up the work order, we'll get right to it installing your new roof, siding, and gutters!

Schedule Your Free Inspection

Cost of Inaction

What Waiting Costs You.

12-Month Filing Window

Insurance carriers typically give you 12 months to file a storm claim. After that, your damage is reclassified as 'wear and tear' and they pay zero.

Damage Compounds

Unrepaired hail damage compounds. A small claim today can turn into a full replacement next year once rot and decking damage set in. Insurance will not cover the follow-on damage, so the cost lands entirely on you.

Non-Renewal Risk

Insurers can non-renew your policy if your roof age and condition flags during their next inspection cycle. We've seen it happen across MD and FL.

Don’t wait. Once your filing window closes, you pay 100% out of pocket.

(443) 826-3739

Recent Work

Real Storms. Real Roofs. Real Claims.

Every one of these is a documented insurance claim. Maryland and Florida homeowners. Deductible only.

View All Projects

Hail-damaged asphalt shingles showing circular bruising and granule loss on a Maryland home, documented for insurance claim before roof replacement

Towson, MD

Hail Roof Replacement

Storm-damaged vinyl siding being replaced in Middle River, Maryland with exposed OSB sheathing visible

Middle River, MD

Storm Siding Restoration

Fallen tree on a Maryland suburban home roof. Storm damage documented for insurance claim before full roof restoration.

Baltimore, MD

Tree + Storm Roof Damage

Aerial drone view of a luxury residential property showing a full tile roof replacement completed by Supreme Restorations in Palm Beach County, Florida

4.9★

200+ Google Reviews

Why Supreme

We’re Not Just Roofers.
We’re Insurance Experts.

Most contractors install roofs and walk away when the claim gets complicated. We built our entire process around the insurance side, because that’s where homeowners get burned.

Project manager attends YOUR insurance adjuster meeting
We document storm damage with photos + reports the adjuster accepts
We negotiate scope changes if the adjuster lowballs you
On approved claims, you pay your deductible. Nothing else.

Meet Your Project Manager

200+ Five-Star Reviews · MD + FL

0.0 Average

164 Maryland reviews + 36 Florida reviews. Every one of them five stars. Every one mentions insurance, claims, or storm damage.

Read All on Google

Google Review
“I worked with Todd and Chris to help get a claim filed for a nasty isolated hail storm that caused hail and wind damage to my aging roof and some of my vinyl siding. Supreme was here when the adjuster came out to point out the damage and they secured our new roof.”
DJ Knollwood
Project Rep: Todd & Chris
Google Review
“Supreme Restorations did a great job from start to finish! Todd Snyder was present in every step. Our home was damaged during storms in our area and he was there for every evaluation the insurance company came to our home. Todd walked us through all the steps it took to get a new roof.”
Jeffrey Smith
Project Rep: Todd Snyder
Google Review
“Highly recommend this company. Steve J, the project manager, is awesome: prompt in answering inquiries, kept us informed, and oversaw a complete roof replacement to the very end. Thanks Steve and Supreme Restoration for a great job!”
Mishkilji
Project Rep: Steve J.
Google Review
“I can't say enough about the fantastic job Supreme Restoration did on replacing my hail-damaged roof. From start to finish, the entire process was smooth and stress-free, thanks to Mark's exceptional assistance.”
Mark Holmes
Project Rep: Mark
Google Review
“At first I was very weary about finding the right person with retrospect of replacing my roof. However, after speaking to Alfonso my worries went away. Very helpful as far as communication with my insurance to make sure everything will go as smooth as possible.”
Tyler Ray
Project Rep: Alfonso
Google Review
“We are very happy with our new roof and gutters after storm damage. Thomas Pace did a great job of walking us through the process and worked with our insurance to make sure the work was covered by our policy, only needing to pay our policy's deductible.”
Christian Patricia
Project Rep: Thomas Pace

Where We Serve

The Entire Baltimore and West Palm Beach Metros.

Maryland (HQ)

Headquartered in Middle River. We serve the entire Baltimore metro and surrounding counties.

Baltimore
Towson
Middle River
Dundalk
Essex
Glen Burnie
Severn
Catonsville
Nottingham
White Marsh

(443) 826-3739

Florida

West Palm Beach office serving Palm Beach County and surrounding municipalities. Hurricane season prep available.

West Palm Beach
Palm Beach Gardens
Royal Palm Beach
Wellington
Lake Worth
Boynton Beach

(561) 917-5288

Don’t see your city? We service the entire Baltimore + WPB metros.

Call to Confirm

Insurance + Storm FAQ

The Questions Homeowners Ask Before Calling.

Every concern we hear before a Maryland or Florida homeowner lets a contractor near their roof, or their insurance policy.

Still Have Questions?

Get a real answer in two minutes. Talk to a project manager, not a call-center.

Get Free Inspection Call (443) 826-3739

How do I know if my roof has storm damage I can claim?

Storm damage is not always visible from the ground. Hail causes distinct circular bruising on shingles, roughly the size of a dime or quarter, and granule loss that exposes the black asphalt mat. Wind damage typically looks like lifted, creased, or missing shingles along roof edges and ridges. If a storm passed through your area in the past 12 months and you have not had a professional inspection, you likely have damage that qualifies for an insurance claim. We provide a free no-obligation inspection and document everything with photos an adjuster will accept.

How long does an insurance roof replacement take from filing to install?

From the day you call us to the day your new roof is installed typically takes 4 to 6 weeks. That breaks down to: free inspection (1-2 days to schedule), filing the claim with your carrier (same day), adjuster meeting (2-3 weeks out depending on carrier backlog), claim approval and scope of work (3-7 days after the adjuster meeting), and installation (1-2 days for most residential roofs). We manage every step so you do not have to chase your carrier or the adjuster.

Do I have to pay anything beyond my deductible?

On approved claims, your out-of-pocket cost is your insurance deductible. The carrier funds the approved scope of work. You use those proceeds to pay for the project. If the adjuster tries to lowball the scope, we negotiate on your behalf to get the correct coverage. On an approved claim, you pay your deductible and nothing else.

What if my insurance company denies the claim?

We fight denials. If your initial claim is denied, our project manager reviews the adjuster report, documents the discrepancy with photos and material samples, and files a supplement or appeal with your carrier. Properly documented denials often get reversed on appeal. In the rare case a claim cannot be approved, you owe us nothing for the inspection or the attempted claim. You pay only if work is performed and the claim is approved.

Can I file a claim if the storm was 6 months ago?

Often yes, but it depends on your policy. Florida requires new claims on post-2022 policies to be filed within 1 year of the storm date (18 months for supplements). Maryland windows vary by carrier. If you suspect you have un-filed storm damage from this year or last year, call us at (443) 826-3739 today. We'll help you read your declarations page and confirm your deadline before filing.

Storm Season Resources